5 Things To Do Before Paying Off Mortgage
Credit Card Sir’s Perspective: You may be looking forward to starting your life as a retiree free of mortgage debt, but there are a few things to consider first. Retiring your home loan makes sense if your stomach churns at the idea of making payments into…
Getting A Raw Deal On Lump-Sum Retirement Payouts
Credit Card Sir’s Perspective: More employers are offering lump-sum payouts instead of lifetime annuity payments, even to retirees who left them years ago. However, this isn’t really a win-win situation. As workers head off into retirement, many pension plans offer them a choice between a lump-sum…
401(k) Balanced And Foreign Fund Investments
Credit Card Sir’s Perspective: If you have ever considered balanced and foreign funds for your 401(k), then you should definitely read this. Of the 10 balanced funds among the 100 mutual funds with the most assets in 401(k) plans, most are solid choices. Two such funds,…
Talking About Money Doesn’t Have To Be A Taboo Topic
Credit Card Sir’s Perspective: Some people find it difficult to talk about money with their families; if you’re one of those people then read the following carefully. As a financial advisor and senior vice president at Morgan Stanley Wealth Management, Lori Sackler has been counseling individuals and families…
Saving Up To $1,000 On A Monthly Basis
Credit Card Sir’s Perspective: Adverse events, such as being laid off, are a great opportunity to try these saving tactics. Then again, you could try them even if you’re gainfully employed, and see your savings increase each month. One Tuesday morning last November my husband called…
Save And Even Make Money By Organizing Your Home
Credit Card Sir’s Perspective: Organizing your home not only will provide you with more space, but it can also help you save and even make some money while you’re at it. If your home is starting to feel like the “before” scene from an episode of…
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